BENIHOMES · COSTA BLANCA
What you can buy in Finestrat for 300,000–500,000 euros
A filter showing six listings, not an average price for the municipality
If you are looking to buy a property in Finestrat for around €400,000, first clarify whether the €300,000–€500,000 range refers to the advertised price or your total budget. Costs such as taxes, notary fees, land registry fees, financing, community fees, and potential renovation work are in addition to the advertised price. On November 11, 2026, the public filter on BeniHomes for properties in Finestrat between €300,000 and €500,000 displayed six properties: five apartments and one penthouse. No villas appeared within this filter. This count represents a snapshot of one agency’s catalog; it is neither a price statistic nor a comprehensive overview of the entire Finestrat market. Availability must always be reconfirmed.
The following four listings show variations in size, layout, and location, all within the same price range. The prices listed are those stated in the advertisements and are subject to change:
| Listing and indicated area | Advertised price | Details provided in the listing | Questions to ask before booking |
|---|---|---|---|
| BH-000127, Golf Bahía | €305,000 | Apartment, 1 bedroom, 2 bathrooms, 87 m² built area | Is the usable (interior) area 76 m², and are a garage space and storage unit included? |
| BH-000195, Mirador Hills Resort | €359,000 | Penthouse, 2 bedrooms, 2 bathrooms, 178 m² stated in the listing | How is the space divided between the interior, the terrace, and the solarium? |
| BH-000346, Sierra Cortina | €399,000 | Apartment, 2 bedrooms, 2 bathrooms, 124 m² built area | What are the community fees, and what is the legal status of the garden? |
| BH-000359, Finestrat | €465,000 | Apartment, 3 bedrooms, 2 bathrooms, approx. 130 m² built area | What is the surface area of the terrace, and what is the actual travel time/distance to the beach? |
The other two listings from the search filter were an apartment in Balcón de Finestrat for €449,000 and another in Camporrosso Village for €484,000. Their marketing labels do not confirm that they are new-build properties, nor do they guarantee that a home with similar features can be purchased at the same price point. Furthermore, a list of property advertisements cannot serve as a formal valuation: before comparing price per square meter (€/m²), distinguish between built area, usable (interior) area, and outdoor space, and consider the floor level, property condition, additional features (such as storage or parking), verifiable views, and community expenses.
The town center, La Cala, and residential developments: varying distances
Finestrat encompasses the historic inland town center, the coastal area of La Cala, and various residential developments such as Sierra Cortina, Balcón de Finestrat, and Golf Bahía. The official Finestrat Tourism portal describes La Cala as an urban beach with a promenade and amenities; it also highlights the plazas in the old town. While these locations are all within the same municipality, they offer different lifestyles in terms of walkability, as well as varying travel times to workplaces, schools, or the beach. Check the exact address for each listing and test the route yourself during the season in which you intend to use the property.
A terrace with a sea view might justify a visit, but be sure to verify the actual vantage point from within the home and consider whether future construction could obstruct that view. The listing for BH-000359 specifies a distance to the beach; Compare this with the actual route, terrain, transport options, and parking. The municipal tourism portal provides guidance on how to get there, but you should verify schedules and travel times with the current service provider. If you intend to live there year-round, visit outside of the holiday season to check which businesses remain open, assess noise levels, and evaluate available services. If it will be a second home, factor in the costs of maintaining the terrace, garden, and pool, as well as security arrangements for when the property is left vacant.
New-build, recently constructed, and resale properties are not the same thing
In your search results, some listings are explicitly identified as resale. For instance, listing BH-000195 specifies 2024 as the year of construction; however, this date alone does not guarantee that the current sale is a "first delivery" directly from the developer. Furthermore, the name of a development does not determine its tax status or the expected delivery timeline for a specific unit. Before signing any agreement, ask the agency to provide details regarding the seller and the property, including the building permit, the certificate of completion (where applicable), warranties, the specifications document (*memoria de calidades*), and the status of any funds paid in advance.
The [Tax Agency explains that the first sale of a property by a developer is generally subject to VAT, while the transfer of a resale (used) property is subject to the Property Transfer Tax (ITP)](https://sede.agenciatributaria.gob.es/Sede/iva/iva-operaciones-inmobiliarias/compro-vivienda-tengo-que-pagar-itp.html). Finestrat is located in the Valencian Community; verify the applicable tax rates, the taxable base, and any specific circumstances relevant to the date of the transaction. Do not apply the same percentage to all six listings simply because they share the same municipality or year of construction.
Documents, recurring expenses, and earnest money
Request a recent property registry extract (*nota simple*) to confirm ownership, property description, and any existing encumbrances (*cargas*); compare this information against the title deed, the land registry (*catastro*), and your own site visit. Ask for a certificate confirming the absence of outstanding community fees, minutes of owners' association meetings, information on any special assessments (*derramas*), the most recent property tax (*IBI*) receipt, the energy efficiency certificate, floor plans, and the usable square footage. Verify that any garage, storage unit, terrace, or garden is legally included as stated in the listing. Inspect the building's installations, check for signs of dampness, examine the condition of the joinery (windows/doors), and assess accessibility. Note that an interior renovation is not the same as a full-scale renovation of the entire property.
For developments with swimming pools and gardens, factor in regular community fees, potential special assessments, and the maintenance costs for private areas. If you require a mortgage, confirm the loan amount and the repayment schedule before making any commitments. The earnest money agreement (*contrato de arras*) must clearly define the property and its annexes, the price, any encumbrances, the completion date, and the consequences should financing fall through. The Notary Association provides guidance on purchasing residential property; an independent professional review can help ensure you do not commit to purchasing an area or a right that is not actually reflected in the official documentation.
Review the updated catalog for properties in Finestrat priced between €300,000 and €500,000 once more, and contact BeniHomes with your total budget, preferred area, intended use, required number of bedrooms, and desired purchase timeline. Confirm the price and availability for each listing before scheduling any viewings.
current Finestrat listings · contact BeniHomes
Frequently Asked Questions
Are there any BeniHomes villas under €500,000 in this filter?
The filter consulted on November 11, 2026 showed five apartments and one penthouse, with no villas. It may change and does not represent the entire Finestrat market.
Is a penthouse built in 2024 necessarily a "new build" (newly constructed property)?
No. The year of construction alone does not determine whether a transaction qualifies as a "first delivery" from a developer. You should verify the seller, the property's history, the documentation, and the tax implications for the specific unit.
Does the 178 m² area of the penthouse consist entirely of interior space?
The listing shows 178 m² and includes a terrace and a solarium. Request a floor plan and a breakdown of the usable, built, and exterior surface areas before comparing it with other apartments.
Cover photo: Cala de Finestrat by sky_hlv, licensed under CC BY 2.0. This image shows the general area of the municipality, not a specific property being advertised; the cropping may vary depending on your screen.
Sources
- BeniHomes: properties for sale in Finestrat between €300,000 and €500,000 (accessed November 11, 2026; six results).
- Turismo Finestrat: La Cala, Old Town, and access/transportation (accessed November 11, 2026).
- Spanish Tax Agency (Agencia Tributaria): VAT and Property Transfer Tax (ITP) on home purchases (accessed November 11, 2026).
- Land Registry (Registradores): property extracts (*nota simple*) and certificates and Notary Services: residential and real estate properties (accessed November 11, 2026).